And, Filippo, I'll just talk a bit about what we're continuing to see from competition and then your question on household and what we're seeing out there. Largely consistent with this. We've seen ...

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Morning, everyone, and thank you for joining us for our fourth quarter 2025 earnings call. With me today are Michael Miebach, ...

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Good day, ladies and gentlemen, and welcome to the MSCI Fourth Quarter 2025 Earnings Conference Call. As a reminder, this call is being recorded. [Operator Instructions] I would now like to turn the ...